Combs and Associates, Arizona, Insurance, Homeowners, Auto, Life, Commercial



	Today, several million additional boaters are sharing our coastal waters, lakes and rivers. There were over 12.5 million registered U.S. boaters in 2000, with a potential increase of 14% in just 10 years, not to mention more than 4.5 million unregistered boaters who use our waterways each year. While you, of course, have boat owner’s insurance can you be sure all boaters on the water today are as safety conscious as you? Did you know that the average boating accident costs $4,500 or more? Could you or would you want to afford that type of out of pocket cost? If the answer is no, than now is the time to give serious consideration to protecting yourself, your passengers and your property in case you’re ever involved in a boating accident. Find calm water ahead when you select boat insurance from Combs and Associates. You can choose from a variety of coverage options for yourself, your passengers, your boat, trailer, and equipment. You’ll even find coverage for your personal watercraft (PWC). And, if you complete a qualifying boating education course that's sponsored by an approved organization such as the U.S. Coast Guard Auxiliary, United States Power Squadrons® - or a local state course approved by the National Association of State Boating Law Administrators (NASBLA) and recognized by the U.S. Coast Guard -you may become eligible for a boating education discount from Combs and Associates. Discounts Combs and Associates has several potential boat insurance discounts available for customers. We have included a summary of the boat insurance discounts* offered in a majority of states. New Boat Discount: A discount of up to 40 percent may apply to Physical Damage Coverage for your boat, if the boat is less than 11 years old. The newer the boat, the greater the discount. The age of the boat is determined by its model year. Boat and Auto Discount : Available to any Combs and Associates boat insurance policyholder who also has their private passenger automobile insurance written with Combs and Associates Insurance Company. Both the boat policy and the auto policy must be written in the same state. Specifically, the discount applies to the boat Liability, Medical and Physical Damage Coverages and includes a discount of up to 15 percent. Boating Education Discount: Available on Liability, Medical and Physical Damage Coverages if you complete a qualifying boating education course that's sponsored by an approved organization such as the U.S. Coast Guard Auxiliary, United States Power Squadrons® - or a local state course approved by the National Association of State Boating Law Administrators (NASBLA) and recognized by the U.S. Coast Guard. Up to a 25 percent discount may apply. Protective Device Discount: Available for Physical Damage Coverage if your boat has one or more of the required protective devices aboard (such as an automatic fire extinguisher system, burglar alarm, ship to shore radio, depth finder, or self bailing system, etc.). Up to a 15 percent discount may apply. Primary Operator Experience Discount: Available if the primary operator has three or more years of boating experience. Up to a 5 percent discount may apply. Diesel Engine Discount: Available for Physical Damage Coverage if your boat is operated by a diesel engine. Up to a 5 percent discount may apply. Contact us today to get your free no hassle boat owners quote and see if you qualify for any of our many discounts! *All discounts depend on eligibly, availability, specifications, qualifications and may vary in amounts of the listed discounts.