Auto Insurance is not only important, but it is the LAW!

Arizona state law requires you to carry automobile insurance to help protect yourself, your family, and others on the road with you.

Auto insurance offers so much more than most people realize.  We have added coverage definitions to help you better understand some of the what auto insurance can offer you!

Bodily Injury Liability :  Protects you when you are liable for the injury or death of others due to a covered automobile accident.  The limits of the coverage refer to the maximum amount the insurance will pay in a single accident.  For example, limits of $100/$300 refer to a maximum of $100,000 per person and up to $300,000 per incident. 

Property Damage: Pays to repair or replace another person’s property when you are responsible for damage due to an auto accident.

Medical Payments (Medpay): Pays doctor’s bills, hospital bills and other accident related costs for you and your household relatives, regardless of who is at fault in an accident.

Uninsured Motorist: Covers injuries to you and other passengers in your car for accidents caused by uninsured or unidentified drivers.

Underinsured Motorist: Covers you for injuries to you or to your passengers for accidents caused by underinsured motorists.  Underinsured motorists are drivers who bodily injury limits are not sufficient to cover the injuries or deaths sustained in an accident.

Comprehensive: Pays for loss or damage to your vehicle caused by fire, hail, windstorm, riot, vandalism, theft, falling objects, etc.  Zero deductible glass coverage also is available.

Collision: Pays for loss or damage to your vehicle caused by collision with another object.

Towing & Labor Costs:  If your auto is disabled, it pays up to $50 for towing or labor per occurrence, at the place of disablement.

Rental Reimbursement: Pay towards expenses to rent an auto if you have covered loss under your comprehensive or collision coverage.

If you unfortunately are involved in an at fault accident the worst situation would be to realize you have no coverage or limited coverage that won’t cover the extent of the accident.  You would not want to have to pay out of your own pocket several thousands of dollars to repair your car, the victim’s car, your medical bills, their medical bill, etc.  That could leave you in severe financial hardship.

However, with auto insurance, for an inexpensive rate you can get full security and coverage to ensure that you are completely protected, when you purchase the proper insurance coverages. We are proud to offer many different auto protection coverages that will best work for you.

Want to save 20% immediately?

We offer a 20% multi-policy discount when you have your auto policy and your homeowners, renters or condo policy with us as well! 

Call us today for your free no hassle quote!